Venue : Meeting Room WARM
Message from Agency Manager
Dynamic Team Unity Sdn Bhd was set up in 2005. Our mission is to assist those with abilities, honesty and with the correct attitude build a career of their own.
Accumulating abilities of all the members, we hope to provide the best possible solutions to our clients to solve their problems.
So, dear members! Let's work together to fulfill our dreams!
Accumulating abilities of all the members, we hope to provide the best possible solutions to our clients to solve their problems.
So, dear members! Let's work together to fulfill our dreams!
Job Opportunity
Dynamic Team Unity is currently looking for candidates who wants to take up new challange to either build a career in this financial service industry or to rebuild a new career different from the current career. If you are interested to explore a career opportunity with DTU, please send your resume to the following email address : admin@ingdtu.com
or the following address
Suite 27-01A, 27th Floor, Merana MSC Cyberspot, No: 5, Jalan Bukit Meldrum, 80300 Johor Bahru, Johor. Malaysia. Tel: 016-7718103 Fax: +6072243357
or the following address
Suite 27-01A, 27th Floor, Merana MSC Cyberspot, No: 5, Jalan Bukit Meldrum, 80300 Johor Bahru, Johor. Malaysia. Tel: 016-7718103 Fax: +6072243357
Latest News
10/09/2008
ING Latest Product Package
DTU proudly introduce you to ING latest product package:-
ING FEMALE CARE
For more information, please contact us 016-7718103
ING Latest Product Package
DTU proudly introduce you to ING latest product package:-
ING FEMALE CARE
For more information, please contact us 016-7718103
Bangkok - Land of Golden Smiles
Jump Start Campaign - Production (2Jan - 27Feb 2009)
4Days / 2 Nights Free & Easy
1st Block (2-30 Jan)
Star Category - $5000
Gold Category - $8000
Platinum Category - $NIL
2nd Block (2-27 Feb)
Star Category - $8000
Gold Category - $12000
Platinum Category - $56000
Whole Drive (2 Jan-27Feb)
Star Category - $18000
Gold Category - $28000
Platinum Category - $56000
Awards
Star Category - Top Up $880
Gold Category - 1 Ticket
Platinum Category - 2 Tickets
4Days / 2 Nights Free & Easy
1st Block (2-30 Jan)
Star Category - $5000
Gold Category - $8000
Platinum Category - $NIL
2nd Block (2-27 Feb)
Star Category - $8000
Gold Category - $12000
Platinum Category - $56000
Whole Drive (2 Jan-27Feb)
Star Category - $18000
Gold Category - $28000
Platinum Category - $56000
Awards
Star Category - Top Up $880
Gold Category - 1 Ticket
Platinum Category - 2 Tickets
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Personal Risk Advisor
Personal Risk Advisory is the practice of creating value to individuals using insurance products to manage exposure to risk. Financial risk management requires identifying the sources of risk, measuring risk, and plans to address them. As a specialization of risk management, financial risk management focuses on when and how to hedge using insurance to manage costly exposures to risk.
Our Personal Risk Advisory Services includes 3 levels of fundamental personal financial needs, i.e. Financial Protection, Financial Security Planning and Investment Management.
Our Personal Risk Advisory Services includes 3 levels of fundamental personal financial needs, i.e. Financial Protection, Financial Security Planning and Investment Management.
Business Risk Advisor
Our Business Risk Advisory services include Business Loan Indemnity, Business Succession Planning and General insurance.
General Insurance
We have an exhaustive range of general insurance solutions and provide coverage for Automobile, Home, Personal Accident, Travel, Energy, Marine, Property and several specialized financial and casualty lines. We have tied up with various reputable General Insurance Company such as ING Insurance, Progressive Insurance, Berjaya Insurance and Kurnia Insurance. From our tie-up with the various insurance Companies, we seek to provide the best rates and the best services to our Client's general risk.
Employee Benefits Scheme
We face constant threats and risks on a regular basis either individually or as a business or corporation. Choosing not to do anything about the risks we are exposed to is a choice by itself (even if done unconsciously). Therefore, as you plan for your future, both individually and for your business, the impact of unforeseen circumstances that may hinder or stop you from attaining your goals and objectives needs to be addressed and minimized. Additionally, as a responsible employer you may wish to support and assist your employees to plan for their future as well.
Our professional Advisors can assist you in ensuring that you obtain the best way to manage the risks that you may face in achieving your financial goals. They will be able to tailor-made financial solutions to address your needs so that you can rest easy and be assured as precautions have been made to provide a minimal safety net for yourself, your family and your business.
Attracting, motivating and keeping exceptional people is a challenge to any employer. As an employer yourself, you recognize that your family of employees is the driving force behind your company. It is important then to invest in your employees well being. Invest in the ING SMI Plan and be assured that your employees welfare will be well taken care of.The ING SMI Plan is designed to administer Employee Benefit plans for small, medium industries; primarily with 5 - 100 employees. It is a one stop source for all Employee Benefit needs, providing maximum protection against uneventful death/disability, critical illness and escalating medical expenses.At the leading provider of Employee Benefits Insurance, let us help you protect and take care of your most valuable asset - your employees.Will & Trust
Our aim is to be the first in the market to provide a Comprehensive and complete Will Writing services that is of standard price to cater for market. Our Will writing services is done in collaboration with various legal practices both in Johor Bahru and Kuala Lumpur. We aim to provide a complete solution to the market that includes Will Writing, Will Custody, Trust Creation and Execution of Will.
Home Loan
Maximum Loan Margin 90%
5.99% Fixed For Life!
Properties Financed
Completed residential properties with Permanent Certificate of Fitness
Landed
Klang Valley, Ipoh, Penang, Severan Prai, Seremban, Malacca, Johor Bharu, Muar, Batu Pahat, Kuching.
Non-Landed
Apartments, condominiums & townhouses (excluding service apartments)
Klang Valley, Ipoh, Penang, Severan Prai, Seremban, Malacca, Johor Bharu, Muar, Batu Pahat, Kuching.
Note: leasehold properties must have a minimum have remaining lease of 30 years at the end of loan tenure. Malay Reserve Land is strictly prohibited.
Who Can Apply?
Malaysian or Malaysia Permanent Resident or Singaporean Aged 21years and above
Loan Tenure
Maximum 30 years or age 65, whichever comes first.
Loan Eligibility
For employed category
Monthly installment must be within 33.33% of the applicant(s)' gross monthly income.
For self-employed category
The business established for at least 2 years and operating profitably.Income substantiated with income tax form J or B audited financial statement & 6 months bank statement.
Insurance
All loans must be adequately protected by ING life policies or Group Mortgage Decreasing Term during the tenure of the loan and the property covered by ING's Houseowner Insurance.
5.99% Fixed For Life!
Properties Financed
Completed residential properties with Permanent Certificate of Fitness
Landed
Klang Valley, Ipoh, Penang, Severan Prai, Seremban, Malacca, Johor Bharu, Muar, Batu Pahat, Kuching.
Non-Landed
Apartments, condominiums & townhouses (excluding service apartments)
Klang Valley, Ipoh, Penang, Severan Prai, Seremban, Malacca, Johor Bharu, Muar, Batu Pahat, Kuching.
Note: leasehold properties must have a minimum have remaining lease of 30 years at the end of loan tenure. Malay Reserve Land is strictly prohibited.
Who Can Apply?
Malaysian or Malaysia Permanent Resident or Singaporean Aged 21years and above
Loan Tenure
Maximum 30 years or age 65, whichever comes first.
Loan Eligibility
For employed category
Monthly installment must be within 33.33% of the applicant(s)' gross monthly income.
For self-employed category
The business established for at least 2 years and operating profitably.Income substantiated with income tax form J or B audited financial statement & 6 months bank statement.
Insurance
All loans must be adequately protected by ING life policies or Group Mortgage Decreasing Term during the tenure of the loan and the property covered by ING's Houseowner Insurance.
World Economy
Dependency among the countries of the world economy have increased very fast giving birth a more economic relationship.The information upon knowledge driven world economic countries is marked noteworthy. The performance of the world economy in the era of market friendliness have become more dynamic from time to time. The International Monetary Fund (IMF) has slowed the growth Forecast of the world economy in 2008. The IMF said in the release of World Economic Outlook (October 2007) that the turbulence in financial market will slow down world economic growth. Continuously rising oil price is expected to reach at record levels. Prices of essential food items will double and US Market particularly stock indexes will lose to higher extent. The US Economy, being world’s largest economy is expected to slow followed by a rising unemployment, dearer energy prices and declining housing market performance. Here in this section on World Economy, we are trying to cover the economic profile of the countries of the world economy. The area of the coverage on the countries include the key economic indicators, structure of the economy covering almost all the sectors, major exports and imports and performance of the economy in the international scenario.
Nine Key Points of Blue Ocean Strategy (BOS)
BOS is the result of a decade-long study of 150 strategic moves spanning more than 30 industries over 100 years (1880-2000).
BOS is the simultaneous pursuit of differentiation and low cost.
The aim of BOS is not to out-perform the competition in the existing industry, but to create new market space or a blue ocean, thereby making the competition irrelevant.
BOS offers a total set of methodologies and tools to create new market space.
While innovation has been seen as a random/experimental process where entrepreneurs and spin-offs are the primary drivers – as argued by Schumpeter and his followers – BOS offers systematic and reproducible methodologies and processes in pursuit of innovation by both new and existing firms.
BOS frameworks and tools include: strategy canvas, value curve, four actions framework, six paths, buyer experience cycle, buyer utility map, and blue ocean idea index.
These frameworks and tools are designed to be visual in order to not only effectively build the collective wisdom of the company but also to effectively execute through easy communication.
BOS covers both strategy formulation and strategy execution.
The three key conceptual building blocks of BOS are: value innovation, tipping point leadership, and fair process.
BOS is the simultaneous pursuit of differentiation and low cost.
The aim of BOS is not to out-perform the competition in the existing industry, but to create new market space or a blue ocean, thereby making the competition irrelevant.
BOS offers a total set of methodologies and tools to create new market space.
While innovation has been seen as a random/experimental process where entrepreneurs and spin-offs are the primary drivers – as argued by Schumpeter and his followers – BOS offers systematic and reproducible methodologies and processes in pursuit of innovation by both new and existing firms.
BOS frameworks and tools include: strategy canvas, value curve, four actions framework, six paths, buyer experience cycle, buyer utility map, and blue ocean idea index.
These frameworks and tools are designed to be visual in order to not only effectively build the collective wisdom of the company but also to effectively execute through easy communication.
BOS covers both strategy formulation and strategy execution.
The three key conceptual building blocks of BOS are: value innovation, tipping point leadership, and fair process.
Seven Habits - FranklinCovey
BE PROACTIVE
Highly proactive people recognize that responsibility. They do not blame circumstances, conditions, or conditioning for their behavior. Their behavior is a product of their own conscious choices, based on values, rather than a product of their conditions, based on feelings.
BEGIN WITH THE END IN MIND
Begin with the End in Mind means to begin each day or task with a clear understanding of your desired direction and destination. By keeping that end in mind you can make certain that whatever you do on any particular day does not violate the criteria you have defined as supremely important, and that each of your life contributes in a meaningful way to the vision you have of your life as a whole.
PUT FIRST THINGS FIRST
What are first things? First things are those things that you, personally, find most worth doing. They move you in the right direction and help you achieve the purpose expressed in your mission statement.
THINK WIN - WIN
In relationships and business, effectiveness is largely achieved through the cooperative efforts of two or more people. Marriages and other partnerships are interdependent realities, and yet people often approach these relationships with an independent mentality.
SEEK FIRST TO UNDERSTANDTHEN TO BE UNDERSTOOD
Communication is the most important skill in life. We spend most of our waking hours communicating. But consider this: You’ve spent years learning how to read and write. Years learning how to speak. But what about listening? What training or education have you had that enables you to listen so that you really, deeply understand another human being from that individual’s own frame or reference?
SYNERGIZE
Synergy is everywhere in nature. The intermingled roots of two plants growing closely together improve the quality of the soil. Two pieces of wood bonded together hold much more than the total of the weight held by each separately. The whole is greater than the sum of its parts. One plus one equals three or more.
SHARPEN THE SAW
Sharpen the Saw means preserving and enhancing the greatest asset you have – you. It means having a balanced, systematic program for self-renewal in the four areas of our lives: Physical, Social/Emotional, Mental, and Spiritual.
Highly proactive people recognize that responsibility. They do not blame circumstances, conditions, or conditioning for their behavior. Their behavior is a product of their own conscious choices, based on values, rather than a product of their conditions, based on feelings.
BEGIN WITH THE END IN MIND
Begin with the End in Mind means to begin each day or task with a clear understanding of your desired direction and destination. By keeping that end in mind you can make certain that whatever you do on any particular day does not violate the criteria you have defined as supremely important, and that each of your life contributes in a meaningful way to the vision you have of your life as a whole.
PUT FIRST THINGS FIRST
What are first things? First things are those things that you, personally, find most worth doing. They move you in the right direction and help you achieve the purpose expressed in your mission statement.
THINK WIN - WIN
In relationships and business, effectiveness is largely achieved through the cooperative efforts of two or more people. Marriages and other partnerships are interdependent realities, and yet people often approach these relationships with an independent mentality.
SEEK FIRST TO UNDERSTANDTHEN TO BE UNDERSTOOD
Communication is the most important skill in life. We spend most of our waking hours communicating. But consider this: You’ve spent years learning how to read and write. Years learning how to speak. But what about listening? What training or education have you had that enables you to listen so that you really, deeply understand another human being from that individual’s own frame or reference?
SYNERGIZE
Synergy is everywhere in nature. The intermingled roots of two plants growing closely together improve the quality of the soil. Two pieces of wood bonded together hold much more than the total of the weight held by each separately. The whole is greater than the sum of its parts. One plus one equals three or more.
SHARPEN THE SAW
Sharpen the Saw means preserving and enhancing the greatest asset you have – you. It means having a balanced, systematic program for self-renewal in the four areas of our lives: Physical, Social/Emotional, Mental, and Spiritual.
Customer Care
Please send us your enquiries or any feedback to customercare@ingdtu.com . Tell us how we can serve you better. We welcome all enquiries and feedback.
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